Estate Planning Services in Connecticut | Tidewater Wealth Management
Estate Planning · New Haven & West Hartford, CT

Estate Planning That Actually Matches Your Retirement Plan

A will or trust that hasn’t been reviewed since it was written can quietly work against the retirement plan you have today. We coordinate your estate documents, beneficiary designations, and tax strategy with the estate attorneys and CPAs you already work with — or refer you to ones we trust.

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3–5 yrs
recommended full estate plan review cycle, sooner after major life changes
2
documents people most often forget to update: beneficiary forms & POAs
1
coordinated team — your advisor, attorney, and CPA working from the same plan
How It Works

Building an Estate Plan That Holds Up

01 Assess

We review your current will, trust, powers of attorney, and beneficiary designations for gaps.

02 Coordinate

We work directly with your estate attorney and CPA — or refer you to ones we trust.

03 Maintain

We flag when a life change, tax law update, or new asset makes it time to revisit your plan.

Common Questions

Questions About Estate Planning

Do I need a will or a trust in Connecticut?

A will directs asset distribution but must go through Connecticut probate; a revocable living trust avoids probate for assets titled in its name and stays private. Most Tidewater clients use both, along with updated beneficiary designations — which override either document on retirement and insurance accounts.

How does Tidewater work with estate attorneys?

We coordinate directly with your estate attorney and CPA so your investment, tax, and legal strategies stay aligned. If you don’t have an attorney or CPA, we can recommend professionals in our area we’ve had successful working relationships with.

What happens to my retirement accounts if I don’t update my beneficiaries?

Beneficiary designations on retirement and insurance accounts override what your will or trust says. An outdated form can send assets to an ex-spouse or an unintended heir, regardless of your current wishes — which is why we review these designations as part of every plan.

How often should I review my estate plan?

Review your estate plan after any major life change — retirement, a new grandchild, a significant change in assets, a tax law change, or the death of a named beneficiary or executor. Absent a major change, a full review every 3–5 years is recommended.

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Make sure your estate plan matches your life today.

A short conversation can surface gaps most people don’t know they have.

Book a Consultation

Tidewater Wealth Management

New Haven & West Hartford, CT

Contact

Office: (203) 741-8514

10 North Main Street
Ste 207 West Hartford, CT 06107

info@tidewaterwealth.com