Personalized Wealth Management for Faculty, Researchers, and
University-Affiliated Physicians in Connecticut
Tidewater Wealth Management is an independent, boutique wealth management firm serving individuals and families across Connecticut from our offices in New Haven and West Hartford.
We specialize in comprehensive financial planning for those with complex financial lives — including university faculty and academic professionals, physicians and healthcare providers, corporate executives, business owners, and high-net-worth families. Our Senior Partners bring extensive expertise in TIAA retirement packages and academic benefit structures, making us a trusted resource for those navigating the unique financial landscape of higher education and medicine.
Every strategy we build is personalized — grounded in your goals, your timeline, and the life you’re planning for.
Our Services
We offer comprehensive financial guidance across four core areas:
Investment Management
We build and manage risk-disciplined portfolios aligned with your long-term goals. Our approach is goals-based, transparent, and adjusted as your life evolves.
Retirement Planning
Retirement is more than a date on a calendar. We help you build a comprehensive income strategy so your savings work as hard in retirement as you did earning them.
Financial
Planning
From tax strategy to cash flow, we coordinate every piece of your financial picture into one integrated plan — built around your goals, your timeline, and your life.
Estate
Planning
Protecting what you’ve built starts with a plan. We work alongside your estate attorney and CPA to ensure your assets transfer according to your wishes, not by default.
Our Advisors
David Wheatley, CLU® ChFC®
Senior Partner, Financial Advisor
David specializes in retirement planning for higher education professionals and physicians. With over 20 years of experience — including an extensive background advising members of the Yale University community — he builds financial strategies that go beyond the numbers, taking into account the life his clients want to live in retirement.
Bill McDonald, CFP®
Senior Partner, Financial Advisor
Bill is a CERTIFIED FINANCIAL PLANNER™ whose disciplined, comprehensive approach serves high-earning professionals, retirees, business owners, and trustees — connecting every piece of a client’s financial picture into one cohesive plan.
Tim O’Shea
Senior Partner, Financial Advisor
With more than 25 years of experience as a financial advisor and portfolio manager — including 15 years at TIAA-CREF — Tim specializes in guiding clients in education, nonprofit, research, and medicine through every stage of retirement, from income planning to legacy and philanthropic goals.
OUR PARTNERS & AFFILIATIONS
NewEdge Advisors
Tidewater Wealth Management operates as a registered investment advisor under NewEdge Advisors, LLC — a leading independent advisory platform built to support advisors with institutional-grade resources, compliance infrastructure, and operational support. This partnership allows us to focus fully on what matters most: serving our clients.
Visit NewEdge Website: RA vs. GRA vs. SRA vs. GSRA: Understanding Your TIAA Contract Type
Charles Schwab
Client assets at Tidewater Wealth Management are held in custody with Charles Schwab, one of the most trusted names in financial services. Schwab provides our clients with secure account access, transparent reporting, and the backing of a nationally recognized custodian with decades of experience serving individual investors.
Visit Charles Schwab Website: RA vs. GRA vs. SRA vs. GSRA: Understanding Your TIAA Contract TypeOur Commitment to You
Your Needs Are Our Priority
We utilize a needs-based approach and provide our clients with time, attention, and advice needed to create personalized financial strategies designed specifically to meet their goals.
We have an ethical duty to recommend the best investments for each individual clients
Your Needs Are Our Priority
We utilize a needs-based approach and provide our clients with time, attention, and advice needed to create personalized financial strategies designed specifically to meet their goals.
We have an ethical duty to recommend the best investments for each individual clients
Your Needs Are Our Priority
We utilize a needs-based approach and provide our clients with time, attention, and advice needed to create personalized financial strategies designed specifically to meet their goals.
We have an ethical duty to recommend the best investments for each individual clients